A BETTER CHOICE AT CHECKOUT

Instacart (Online grocery / delivery)

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
2. 2
   
   Marriott Bonvoy Boundless Chase

   3x on Groceries (supermarkets), up to $6,000/yr, then 2x

   Reward details & exclusions

   Chase wording: 'grocery stores'. Shares the single $6,000/yr combined cap with gas stations and dining, then 2X.

   2.55% 3x · 0.85¢/pt
3. 3
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
4. 4
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
5. 5
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
6. 6
   
   Costco Anywhere Visa Citi

   1% on Everything else
   1% 1%
7. 7
   
   Prime Visa Chase

   1x on Everything else

   Reward details & exclusions

   Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

   1% 1x · 1¢/pt
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.