A BETTER CHOICE AT CHECKOUT

Home Depot (Home improvement)

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
2. 2
   
   Marriott Bonvoy Boundless Chase

   2x on Everything else

   Reward details & exclusions

   Chase wording: '2X points for every $1 spent on all other purchases'.

   1.7% 2x · 0.85¢/pt
3. 3
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
4. 4
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
5. 5
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
6. 6
   
   Costco Anywhere Visa Citi

   1% on Everything else
   1% 1%
7. 7
   
   Prime Visa Chase

   1x on Everything else

   Reward details & exclusions

   Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

   1% 1x · 1¢/pt
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Military discount here

• Home Depot: 10% off, up to $400/yr — Register at homedepot.com/militarydiscount (ID.me), then scan the Military ID in the app or show it at checkout. · Stacks with your best home-improvement card. (unverified)

Also consider

• Extended warranty — Costco Anywhere Visa: +2 years
• Extended warranty — Prime Visa: +1 year on U.S. manufacturer warranties of 3 years or less (max 4 years total); up to $10,000 per item / $50,000 per account
• Extended warranty — Freedom Unlimited: +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total)
• Extended warranty — Marriott Bonvoy Boundless: +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total)
• Extended warranty — United Explorer: +1 year on warranties of 3 years or less
• Extended warranty — Robinhood Gold: +1 year

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.