A BETTER CHOICE AT CHECKOUT

Rideshare

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1. 1
   
   Costco Anywhere Visa Citi

   3% on Travel (general)

   Reward details & exclusions

   Eligible travel: airfare, hotels, car rentals, travel agencies, cruises

   3% 3%
2. 2
   
   Robinhood Gold Robinhood (Coastal Community Bank)

   3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)
   3% 3%
3. 3
   
   Prime Visa Chase

   2x on Transit

   Reward details & exclusions

   Issuer wording: 'local transit and commuting (including rideshare)' - passenger trains, buses, taxis, limousines, rideshare, ferries, tolls, parking lots/garages. Excludes airlines, hotels, car rental, cruises, travel agencies, bike/scooter rentals and car sharing.

   2% 2x · 1¢/pt
4. 4
   
   Marriott Bonvoy Boundless Chase

   2x on Everything else

   Reward details & exclusions

   Chase wording: '2X points for every $1 spent on all other purchases'.

   1.7% 2x · 0.85¢/pt
5. 5
   
   AAdvantage Platinum Select Citi

   1x on Everything else
   1.65% 1x · 1.65¢/pt
6. 6
   
   Freedom Unlimited Chase

   1.5x on Everything else

   Reward details & exclusions

   Unlimited 1.5% cash back on all other purchases.

   1.5% 1.5x · 1¢/pt
7. 7
   
   United Explorer Chase

   1x on Everything else

   Reward details & exclusions

   1x mile on all other purchases

   1.35% 1x · 1.35¢/pt
8. 8
   Goldman Sachs Apple MC
   Apple Goldman Sachs

   1% on Everything else

   Reward details & exclusions

   Physical titanium card

   1% 1%

Military discount here

• Armed Forces Vacation Club / Space-A: Resorts from ~$449/week; free Space-A flights — afvclub.com; Space-A via AMC passenger terminals with your VHIC. (unverified)

Also consider

• Trip delay / cancellation insurance — Marriott Bonvoy Boundless: Up to $500 per covered traveler when a common-carrier trip is delayed 12+ hours or requires an overnight stay
• Trip delay / cancellation insurance — United Explorer: Up to $500 per traveler after 12 hours or overnight delay

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.