A BETTER CHOICE AT CHECKOUT

Cruises

Your cards, ranked by estimated return at travel point values. Review spending caps and offer requirements below.

Your best card is up first

1

Costco Anywhere Visa Citi

3% on Travel (general)

Reward details & exclusions
Eligible travel: airfare, hotels, car rentals, travel agencies, cruises

3% 3%
2

Robinhood Gold Robinhood (Coastal Community Bank)

3% on Everything else — requires Robinhood Gold subscription ($5/month or $50/year)

3% 3%
3

Marriott Bonvoy Boundless Chase

2x on Everything else

Reward details & exclusions
Chase wording: '2X points for every $1 spent on all other purchases'.

1.7% 2x · 0.85¢/pt
4

AAdvantage Platinum Select Citi

1x on Everything else

1.65% 1x · 1.65¢/pt
5

Freedom Unlimited Chase

1.5x on Everything else

Reward details & exclusions
Unlimited 1.5% cash back on all other purchases.

1.5% 1.5x · 1¢/pt
6

United Explorer Chase

1x on Everything else

Reward details & exclusions
1x mile on all other purchases

1.35% 1x · 1.35¢/pt
7

Prime Visa Chase

1x on Everything else

Reward details & exclusions
Issuer wording: 'all other purchases'. Purchases using Amazon's promotional/Equal Pay financing earn no rewards.

1% 1x · 1¢/pt
8
Goldman Sachs Apple MC

Apple Goldman Sachs

1% on Everything else

Reward details & exclusions
Physical titanium card

1% 1%

Military discount here

Armed Forces Vacation Club / Space-A: Resorts from ~$449/week; free Space-A flights — afvclub.com; Space-A via AMC passenger terminals with your VHIC. (unverified)

Also consider

Trip cancellation insurance — Freedom Unlimited: Up to $1,500 per covered traveler / $6,000 per trip for pre-paid, non-refundable passenger fares
Trip cancellation insurance — United Explorer: Up to $1,500 per traveler / $6,000 per trip
Trip cancellation insurance — Robinhood Gold: Up to $10,000

Value = rate × point value (travel redemptions). Caps and activation requirements are shown on each line. Switch valuation.