COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $150 |
| Foreign txn fee | 0% |
| Rewards | United MileagePlus |
| Credits (realistic / face) | $312 / $560 |
| Earning by category | |
| Everything else | 1.35% 1x United miles |
| Dining & restaurants | 2.7% 2x United miles |
| Food delivery apps | 2.7% 2x United miles |
| Hotels (booked direct) | 2.7% 2x United miles |
| Protections | |
| rental car | primary |
| cell phone | — |
| purchase protection | 120 days, up to $10,000 per item (90 days for NY residents) |
| extended warranty | +1 year on warranties of 3 years or less |
| trip cancellation | Up to $1,500 per traveler / $6,000 per trip |
| trip delay | Up to $500 per traveler after 12 hours or overnight delay |
| baggage delay | Up to $100/day for 3 days after 6 hours |
| return protection | — |
| Benefits | |
| Free checked bag | ✓ First checked bag free |
| Priority boarding | ✓ Priority boarding |
| Airport lounge access | ✓ 2 United Club one-time passes per year |
| Global Entry / TSA PreCheck / NEXUS credit | ✓ Global Entry / TSA PreCheck / NEXUS credit |
| In-flight purchase discount | ✓ 25% back on United inflight and Club premium drink purchases |
| Airline elite status boost | ✓ Earn PQP toward Premier status |
| Other | ✓ Award flight discounts |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Instacart+ membership |
| Annual travel credit | ✓ $100 United TravelBank credit after $10,000 spend |
| Hotel statement credit | ✓ $100 United Hotels credit |
| Uber/Lyft credit | ✓ $60 rideshare credit |
| DoorDash/Grubhub/Instacart credit | ✓ $120 Instacart credit |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Concierge service | ✓ Visa Signature Concierge |
| Primary rental car collision coverage | ✓ Primary rental car collision coverage |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty |