COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Synchrony
Venmo
VISA
Synchrony remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1% |
| Groceries (supermarkets) | 3% 3% |
| Online grocery / delivery | 3% 3% |
| Whole Foods Market | 3% 3% |
| Protections | |
| rental car | — |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Other | ✓ Cash back lands in your Venmo balance within ~3 days of statement close; can auto-buy crypto (BTC, ETH, LTC, BCH) with no transaction fee |
| Roadside assistance | ✓ Roadside Dispatch (pay-per-use; Visa Signature tier only) |
| Concierge service | ✓ Visa Signature Concierge (Visa Signature tier only) |
| No annual fee | ✓ No annual fee |