COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
USAA
Preferred Cash Rewards
VISA
USAA remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.5% 1.5% |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | Up to $1,500 per covered person (Bankrate) |
| trip delay | — |
| baggage delay | Up to $100 per day for up to 3 days (Bankrate) |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| No annual fee | ✓ No annual fee |
| Other | ✓ USAA membership required (military and family) |
| Concierge service | ✓ 24/7 Visa Signature concierge |
| Intro 0% APR | ✓ Intro 0% APR on balance transfers (offer-dependent) |