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Explore Cashback

COMPARE YOUR OPTIONS

A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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U.S. Bank Smartly Visa Signature Card
U.S. Bank
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Annual fee$0
Foreign txn fee3%
RewardsCash back
Credits (realistic / face)$0 / $0
Earning by category
Everything else 2% 2%
Protections
rental carsecondary
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No annual fee✓ No annual fee
Intro 0% APR✓ 0% intro APR on purchases and balance transfers for 12 billing cycles
Roadside assistance✓ Roadside dispatch (pay-per-use)