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Explore Cashback

COMPARE YOUR OPTIONS

A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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U.S. Bank Shopper Cash Rewards VISA
U.S. Bank
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Annual fee$95
Foreign txn fee3%
RewardsCash back
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1.5% 1.5%
Wholesale clubs 3% 3%
Walmart 6% 6%
Amazon.com 6% 6%
Gas stations 3% 3%
EV charging 3% 3%
Issuer travel portal 5.5% 5.5%
Utilities 3% 3%
Protections
rental carsecondary
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits