COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $150 |
| Foreign txn fee | 0% |
| Rewards | United MileagePlus |
| Credits (realistic / face) | $344 / $620 |
| Earning by category | |
| Everything else | 1.35% 1x United miles |
| Dining & restaurants | 2.7% 2x United miles |
| Food delivery apps | 2.7% 2x United miles |
| Gas stations | 2.7% 2x United miles |
| Transit | 2.7% 2x United miles |
| Rideshare | 2.7% 2x United miles |
| Parking & tolls | 2.7% 2x United miles |
| Office supplies | 2.7% 2x United miles |
| Protections | |
| rental car | primary |
| cell phone | — |
| purchase protection | 120 days, up to $10,000 per item |
| extended warranty | +1 year (up to 4 years total from purchase) |
| trip cancellation | Up to $1,500 per covered traveler / $6,000 per trip |
| trip delay | Up to $500 per covered traveler after 12 hours or overnight stay |
| baggage delay | Up to $100/day for 3 days after 6 hours |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Free checked bag | ✓ First standard checked bag free for the primary cardmember + 1 companion |
| Priority boarding | ✓ Priority boarding for the primary cardmember and companions on the same reservation |
| Airport lounge access | ✓ 2 United Club one-time passes each year |
| Anniversary points/miles bonus | ✓ 5,000 bonus miles each anniversary year if you also hold a personal United card ('better together') |
| In-flight purchase discount | ✓ 25% back as a statement credit on United inflight purchases and United Club premium drinks |
| Airline elite status boost | ✓ 1 PQP per $20 spent, up to 4,000 PQP per calendar year |
| Other | ✓ 2 Economy Plus upgrade credits after $25,000 calendar-year spend |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Chase Instacart+ (3 months free, then 25% off) |
| Primary rental car collision coverage | ✓ Primary auto rental coverage when renting for business purposes |