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Explore Cashback

COMPARE YOUR OPTIONS

A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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TD Bank Target Circle MC
TD Bank
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Annual fee$0
Foreign txn fee0%
RewardsTarget Circle discount
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1% 1%
Dining & restaurants 2% 2%
Food delivery apps 2% 2%
Target 5% 5%
Gas stations 2% 2%
Protections
rental car—
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Other✓ Free 2-day shipping on target.com
No annual fee✓ No annual fee