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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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American Express Marriott Bonvoy Business AMEX
American Express
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Annual fee$125
Foreign txn fee0%
RewardsMarriott Bonvoy
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1.7% 2x Bonvoy
Dining & restaurants 3.4% 4x Bonvoy
Food delivery apps 3.4% 4x Bonvoy
Gas stations 3.4% 4x Bonvoy
Phone, internet, cable 3.4% 4x Bonvoy
Shipping 3.4% 4x Bonvoy
Protections
rental carsecondary
cell phone—
purchase protection90 days, up to $1,000 per occurrence
extended warranty+1 year
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Hotel elite status✓ Marriott Bonvoy Gold Elite + 15 elite night credits
Other✓ 7% discount on eligible Marriott bookings
Annual free night certificate✓ Annual Free Night Award (up to 35,000 pts) after renewal; a second after $60,000 spend in a calendar year