COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $250 |
| Foreign txn fee | 0% |
| Rewards | Marriott Bonvoy |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.7% 2x Bonvoy |
| Dining & restaurants | 3.4% 4x Bonvoy |
| Food delivery apps | 3.4% 4x Bonvoy |
| Groceries (supermarkets) | 3.4% 4x Bonvoy |
| Online grocery / delivery | 3.4% 4x Bonvoy |
| Whole Foods Market | 3.4% 4x Bonvoy |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 120 days (90 days NY), up to $500 per item against damage or theft ($50,000 per account per TPG) |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total); up to $10,000 per claim / $50,000 per account (TPG, HelloSafe) |
| trip cancellation | Not covered (HelloSafe; not listed on Chase's benefits page) |
| trip delay | Up to $500 per covered traveler when a common-carrier trip is delayed 12+ hours or requires an overnight stay |
| baggage delay | Up to $100/day for up to 5 days when checked baggage is delayed 6+ hours |
| return protection | — |
| Benefits | |
| Hotel elite status | ✓ Automatic Marriott Bonvoy Gold Elite status |
| Other | ✓ 15 Elite Night Credits every calendar year |
| Annual free night certificate | ✓ Free Night Award after $15,000 annual spend (up to 50,000 points) |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ 12 months complimentary DashPass + $10 off quarterly |
| Transfer partners (airlines/hotels) | ✓ Marriott Bonvoy airline transfers |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary in U.S.) |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Travel accident insurance | ✓ Travel accident insurance |
| Roadside assistance | ✓ Roadside dispatch (pay-per-use) |
| Concierge service | ✓ Visa Signature Concierge |
| Free credit score | ✓ Chase Credit Journey |