COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Chase Ultimate Rewards |
| Credits (realistic / face) | $72 / $120 |
| Earning by category | |
| Everything else | 1% 1x Chase UR |
| Travel (general) | 3% 3x Chase UR |
| Airfare (booked direct) | 3% 3x Chase UR |
| Hotels (booked direct) | 3% 3x Chase UR |
| Vacation rentals | 3% 3x Chase UR |
| Rental cars | 3% 3x Chase UR |
| Cruises | 3% 3x Chase UR |
| Transit | 3% 3x Chase UR |
| Rideshare | 3% 3x Chase UR |
| Parking & tolls | 3% 3x Chase UR |
| Issuer travel portal | 3% 3x Chase UR |
| Online travel agencies | 3% 3x Chase UR |
| Phone, internet, cable | 3% 3x Chase UR |
| Shipping | 3% 3x Chase UR |
| Advertising | 3% 3x Chase UR |
| Protections | |
| rental car | primary |
| cell phone | Up to $1,000 per claim, $100 deductible, max 3 paid claims per 12 months (phones on the wireless bill paid with the card) |
| purchase protection | 120 days (90 for NY), up to $10,000 per item / $50,000 per account; secondary to other insurance |
| extended warranty | +1 year on U.S. manufacturer warranties of 3 years or less (max 4 years total); up to $10,000 per item / $50,000 per calendar year |
| trip cancellation | Up to $5,000 per covered traveler / $10,000 per trip / $20,000 per 12-month period |
| trip delay | Up to $500 per covered traveler per trip after a 12-hour delay or overnight stay |
| baggage delay | Up to $100/day for up to 5 days after a 6-hour checked-bag delay |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ Ultimate Rewards transfer partners |
| Boosted portal redemption value | ✓ Points Boost on Chase Travel |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Complimentary DashPass (12+ months) |
| Cell phone protection | ✓ Cell phone protection |
| Primary rental car collision coverage | ✓ Auto rental collision damage waiver (primary for business rentals) |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Travel accident insurance | ✓ Travel accident insurance |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty |
| Roadside assistance | ✓ Roadside dispatch (pay-per-use) |
| Other | ✓ Free employee cards and business tools |