COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1% |
| Dining & restaurants | 3% 3% |
| Food delivery apps | 3% 3% |
| Groceries (supermarkets) | 2% 2% |
| Online grocery / delivery | 2% 2% |
| Whole Foods Market | 2% 2% |
| Protections | |
| rental car | secondary |
| cell phone | World Elite cell phone protection when the wireless bill is paid with the card (Chase page, AIG-underwritten); limits not stated on Chase's page - standard World Elite terms are up to $800 per claim, $1,000 / 2 claims per 12 months |
| purchase protection | 120 days from purchase (90 for NY), up to $500 per item / $50,000 per account |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (max 4 years total) |
| trip cancellation | Up to $1,500 per covered traveler / $6,000 per trip for pre-paid non-refundable passenger fares |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Complimentary DashPass (12 months, renewable with $10k spend) |
| DoorDash/Grubhub/Instacart credit | ✓ 10% off one non-restaurant DoorDash order each month (max $15) |
| Concierge service | ✓ World Elite Mastercard 24/7 concierge |
| Other | ✓ Mastercard Priceless Experiences and World Elite offers |
| Cell phone protection | ✓ Cell phone protection (World Elite) |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary) |