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Fees, rewards, and benefits — with room to see the differences.

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Delta SkyMiles Platinum American Express Card
American Express
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Annual fee$350
Foreign txn fee0%
RewardsDelta SkyMiles
Credits (realistic / face)$312 / $420
Earning by category
Everything else 1.2% 1x SkyMiles
Dining & restaurants 2.4% 2x SkyMiles
Food delivery apps 2.4% 2x SkyMiles
Groceries (supermarkets) 2.4% 2x SkyMiles
Online grocery / delivery 2.4% 2x SkyMiles
Whole Foods Market 2.4% 2x SkyMiles
Hotels (booked direct) 3.6% 3x SkyMiles
Protections
rental carsecondary
cell phone—
purchase protection90 days, up to $10,000 per occurrence
extended warranty+1 year
trip cancellation—
trip delayUp to $300 per trip after 12 hours
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Companion pass / certificate✓ Annual Main Cabin companion certificate (domestic, Caribbean, Central America)
Free checked bag✓ First checked bag free
Priority boarding✓ Zone 5 boarding
Airline elite status boost✓ $2,500 MQD Headstart + $1 MQD per $20 spent
In-flight purchase discount✓ 20% back on inflight purchases
Other✓ TakeOff 15 award discount