COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Citi remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 3% |
| Rewards | Citi ThankYou Points |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1x Citi TYP |
| Dining & restaurants | 2% 2x Citi TYP |
| Food delivery apps | 2% 2x Citi TYP |
| Groceries (supermarkets) | 3% 3x Citi TYP |
| Online grocery / delivery | 3% 3x Citi TYP |
| Whole Foods Market | 3% 3x Citi TYP |
| Gas stations | 3% 3x Citi TYP |
| EV charging | 3% 3x Citi TYP |
| Transit | 3% 3x Citi TYP |
| Rideshare | 3% 3x Citi TYP |
| Parking & tolls | 3% 3x Citi TYP |
| Gyms & fitness | 3% 3x Citi TYP |
| Protections | |
| rental car | none |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| Transfer partners (airlines/hotels) | ✓ Transfers to American AAdvantage, JetBlue, Virgin Atlantic, Cathay, EVA Air, Choice, Leading Hotels of the World (1,000-point minimum) |
| No annual fee | ✓ No annual fee |