COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $795 |
| Foreign txn fee | 0% |
| Rewards | Chase Ultimate Rewards |
| Credits (realistic / face) | $1,171 / $2,200 |
| Earning by category | |
| Everything else | 1% 1x Chase UR |
| Airfare (booked direct) | 4% 4x Chase UR |
| Hotels (booked direct) | 4% 4x Chase UR |
| Advertising | 3% 3x Chase UR |
| Protections | |
| rental car | primary |
| cell phone | Up to $1,000 per claim ($100 deductible), 3 claims per 12 months |
| purchase protection | 120 days, up to $10,000 per item |
| extended warranty | +1 year on warranties of 3 years or less |
| trip cancellation | Up to $10,000 per covered traveler / $20,000 per trip |
| trip delay | Up to $500 per covered traveler after 6 hours |
| baggage delay | Up to $100/day for 5 days |
| return protection | Up to $500 per item / $1,000 per 12 months |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Airport lounge access | ✓ Chase Sapphire Lounge by The Club + Priority Pass Select |
| Transfer partners (airlines/hotels) | ✓ 1:1 transfers to Chase airline and hotel partners |
| Boosted portal redemption value | ✓ Points Boost: up to 2x value on select flights and hotels via Chase Travel |
| Hotel elite status | ✓ IHG One Rewards Platinum Elite through 12/31/27 |
| Other | ✓ $120,000 calendar-year spend unlocks: $500 Southwest Chase Travel credit, $500 The Shops at Chase credit, IHG Diamond Elite, World of Hyatt Explorist, Southwest A-List |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ DoorDash DashPass (activate by 12/31/27) |
| Concierge service | ✓ Visa Infinite Concierge |
| Primary rental car collision coverage | ✓ Primary auto rental coverage when renting for business purposes |
| Cell phone protection | ✓ Cell phone protection |
| Emergency medical evacuation | ✓ Emergency evacuation up to $100,000 |
| Emergency medical coverage abroad | ✓ Emergency medical/dental up to $2,500 ($50 deductible) |
| Return protection | ✓ Return protection |