COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Bank of America
Unlimited Cash Rewards
VISA
Bank of America remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 3% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.5% 1.5% |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| Intro 0% APR | ✓ 0% intro APR 15 months |
| No annual fee | ✓ No annual fee |
| Other | ✓ Preferred Rewards boost: Member +10% (1.65%), Preferred Plus ($30k) +25%, Preferred Honors ($100k) +50%, Premier ($1M) +75% (2.625%) — per TPG Aug 2026 |