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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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American Express Centurion AMEX
American Express
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Annual fee$5,000
Foreign txn fee0%
RewardsAmex Membership Rewards
Credits (realistic / face)$1,051 / $1,599
Earning by category
Everything else 2% 1x Amex MR
Protections
rental car—
cell phone—
purchase protectionIncluded (limits not confirmed)
extended warrantyIncluded (limits not confirmed)
trip cancellationIncluded (limits not confirmed)
trip delayIncluded (limits not confirmed)
baggage delayIncluded (limits not confirmed)
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Airport lounge access✓ Amex Global Lounge Collection
Priority Pass Select✓ Priority Pass Select
Other✓ PS (Private Suite) airport terminal
Airline elite status boost✓ Delta SkyMiles Platinum Medallion
Hotel elite status✓ Hilton Diamond, Marriott Gold, IHG Platinum
Wellness / fitness credit✓ Equinox Destination Access membership
Concierge service✓ Centurion concierge
Transfer partners (airlines/hotels)✓ Membership Rewards transfer partners
Trip delay reimbursement✓ Trip delay / cancellation, baggage and purchase protections