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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Bank of America Air France KLM VISA
Bank of America
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Annual fee$89
Foreign txn fee0%
RewardsAir France-KLM Flying Blue
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1.8% 1.5x Air France-KLM Flying Blue
Dining & restaurants 3.6% 3x Air France-KLM Flying Blue
Food delivery apps 3.6% 3x Air France-KLM Flying Blue
Airfare (booked direct) 3.6% 3x Air France-KLM Flying Blue
Protections
rental carsecondary
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Anniversary points/miles bonus✓ 5,000 bonus miles each account anniversary after $50+ spend in the prior cardmember year
Airline elite status boost✓ 20 XP each anniversary; +80 XP after $15,000 annual spend; +60 more XP (160 XP total) after $25,000 annual spend
Other✓ Visa Signature benefits