COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | World of Hyatt |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.7% 1x Hyatt pts |
| Dining & restaurants | 3.4% 2x Hyatt pts |
| Food delivery apps | 3.4% 2x Hyatt pts |
| Airfare (booked direct) | 3.4% 2x Hyatt pts |
| Transit | 3.4% 2x Hyatt pts |
| Rideshare | 3.4% 2x Hyatt pts |
| Parking & tolls | 3.4% 2x Hyatt pts |
| Gyms & fitness | 3.4% 2x Hyatt pts |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 120 days, up to $500 per item / $50,000 per account |
| extended warranty | +1 year on manufacturer warranties of 3 years or less, up to $10,000 per item (HelloSafe; not on Chase's pages) |
| trip cancellation | Up to $5,000 per covered traveler / $10,000 per trip |
| trip delay | Up to $500 per ticket after a 12+ hour delay or overnight stay |
| baggage delay | Up to $100/day for up to 5 days after 6 hours |
| return protection | — |
| Benefits | |
| Annual free night certificate | ✓ Annual Category 1-4 free night |
| Other | ✓ Extra Category 1-4 free night at $15,000 calendar-year spend |
| Hotel elite status | ✓ World of Hyatt Discoverist status |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ DoorDash DashPass (12 months) + $10 quarterly DoorDash discount |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary in U.S.) |
| Travel accident insurance | ✓ Travel accident insurance |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty |
| Roadside assistance | ✓ Roadside dispatch (pay-per-use) |
| Concierge service | ✓ Visa Signature Concierge |