COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Wells Fargo remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Wells Fargo Rewards |
| Credits (realistic / face) | $50 / $50 |
| Earning by category | |
| Everything else | 1.6% 1x WF points |
| Dining & restaurants | 4.8% 3x WF points |
| Food delivery apps | 4.8% 3x WF points |
| Travel (general) | 4.8% 3x WF points |
| Airfare (booked direct) | 6.4% 4x WF points |
| Hotels (booked direct) | 8% 5x WF points |
| Vacation rentals | 4.8% 3x WF points |
| Rental cars | 4.8% 3x WF points |
| Cruises | 4.8% 3x WF points |
| Transit | 4.8% 3x WF points |
| Rideshare | 4.8% 3x WF points |
| Parking & tolls | 4.8% 3x WF points |
| Issuer travel portal | 4.8% 3x WF points |
| Online travel agencies | 4.8% 3x WF points |
| Protections | |
| rental car | secondary |
| cell phone | Up to $1,000 per claim, $2,000 / 2 claims per 12 months, $25 deductible |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | Up to $15,000 per covered traveler per trip / $20,000 per account per 12 months (secondary) |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ Transfers to Wells Fargo partners |
| Cell phone protection | ✓ Cell phone protection |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Secondary rental car collision coverage | ✓ Secondary rental car CDW |
| Travel accident insurance | ✓ Travel accident insurance |
| Roadside assistance | ✓ Roadside Dispatch |
| Concierge service | ✓ Visa Signature Concierge |
| Other | ✓ Autograph Card Exclusives |