COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Wells Fargo remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Wells Fargo Rewards |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.6% 1x WF points |
| Dining & restaurants | 4.8% 3x WF points |
| Food delivery apps | 4.8% 3x WF points |
| Gas stations | 4.8% 3x WF points |
| EV charging | 4.8% 3x WF points |
| Travel (general) | 4.8% 3x WF points |
| Airfare (booked direct) | 4.8% 3x WF points |
| Hotels (booked direct) | 4.8% 3x WF points |
| Vacation rentals | 4.8% 3x WF points |
| Rental cars | 4.8% 3x WF points |
| Cruises | 4.8% 3x WF points |
| Transit | 4.8% 3x WF points |
| Rideshare | 4.8% 3x WF points |
| Parking & tolls | 4.8% 3x WF points |
| Issuer travel portal | 4.8% 3x WF points |
| Online travel agencies | 4.8% 3x WF points |
| Streaming services | 4.8% 3x WF points |
| Phone, internet, cable | 4.8% 3x WF points |
| Protections | |
| rental car | secondary |
| cell phone | Up to $600 per claim, 2 claims/yr, $25 deductible |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Cell phone protection | ✓ Cell phone protection |
| Transfer partners (airlines/hotels) | ✓ Transfers to Wells Fargo partners (Air France-KLM, Avianca, British Airways, Choice, Virgin Atlantic…) |
| Intro 0% APR | ✓ 0% intro APR 12 months |
| No annual fee | ✓ No annual fee |