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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Synchrony Verizon Visa VISA
Synchrony
remove
Annual fee$0
Foreign txn fee0%
RewardsVerizon Dollars
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1% 1%
Dining & restaurants 4% 4%
Food delivery apps 4% 4%
Groceries (supermarkets) 4% 4%
Online grocery / delivery 4% 4%
Whole Foods Market 4% 4%
Gas stations 4% 4%
EV charging 4% 4%
Protections
rental car—
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Other✓ Rewards are Verizon Dollars, redeemable only toward Verizon bills and purchases
No annual fee✓ No annual fee