COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | United MileagePlus |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.35% 1x United miles |
| Gas stations | 2.7% 2x United miles |
| Transit | 2.7% 2x United miles |
| Rideshare | 2.7% 2x United miles |
| Parking & tolls | 2.7% 2x United miles |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 120 days, up to $500 per claim / $50,000 per account (90 days for NY residents) |
| extended warranty | +1 year on warranties of 3 years or less (up to 4 years total) |
| trip cancellation | Up to $1,500 per person / $6,000 per trip |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees |
| In-flight purchase discount | ✓ 25% back on United inflight and Club premium drink purchases |
| Free checked bag | ✓ 2 checked-bag certificates after $10,000 calendar-year spend |
| Other | ✓ Award flight discount after $10,000 spend |
| Intro 0% APR | ✓ 0% intro APR on purchases for 12 months |
| Concierge service | ✓ Visa Signature Concierge |
| Secondary rental car collision coverage | ✓ Secondary rental car collision coverage |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty |