COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $695 |
| Foreign txn fee | 0% |
| Rewards | United MileagePlus |
| Credits (realistic / face) | $564 / $920 |
| Earning by category | |
| Everything else | 1.35% 1x United miles |
| Dining & restaurants | 2.7% 2x United miles |
| Food delivery apps | 2.7% 2x United miles |
| Travel (general) | 2.7% 2x United miles |
| Airfare (booked direct) | 2.7% 2x United miles |
| Hotels (booked direct) | 2.7% 2x United miles |
| Vacation rentals | 2.7% 2x United miles |
| Rental cars | 2.7% 2x United miles |
| Cruises | 2.7% 2x United miles |
| Transit | 2.7% 2x United miles |
| Rideshare | 2.7% 2x United miles |
| Parking & tolls | 2.7% 2x United miles |
| Issuer travel portal | 6.75% 5x United miles |
| Online travel agencies | 2.7% 2x United miles |
| Protections | |
| rental car | primary |
| cell phone | — |
| purchase protection | 120 days, up to $10,000 per item (90 days for NY residents) |
| extended warranty | +1 year on warranties of 3 years or less (up to 4 years total) |
| trip cancellation | Up to $10,000 per traveler / $20,000 per trip |
| trip delay | Up to $500 per traveler after 12 hours or overnight delay |
| baggage delay | Up to $100/day for 3 days after 6 hours |
| return protection | 90 days, up to $500 per item / $1,000 per 12-month period |
| Benefits | |
| Airport lounge access | ✓ United Club membership |
| Free checked bag | ✓ First and second checked bags free |
| Priority boarding | ✓ Premier Access travel services |
| Airline elite status boost | ✓ Earn PQP toward Premier status |
| Other | ✓ Award flight discounts |
| Global Entry / TSA PreCheck / NEXUS credit | ✓ Global Entry / TSA PreCheck / NEXUS credit |
| In-flight purchase discount | ✓ 25% back on United inflight and Club premium drink purchases |
| Hotel elite status | ✓ IHG One Rewards Platinum Elite status |
| Hotel statement credit | ✓ $200 Renowned Hotels and Resorts credit |
| Uber/Lyft credit | ✓ $150 rideshare credit |
| DoorDash/Grubhub/Instacart credit | ✓ $240 Instacart credit |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Complimentary Instacart+ membership |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Concierge service | ✓ Visa Infinite Concierge |
| Primary rental car collision coverage | ✓ Primary rental car collision coverage |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Purchase protection | ✓ Purchase protection |
| Return protection | ✓ Return protection |
| Extended warranty | ✓ Extended warranty |