COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Chase
Ritz-Carlton
VISA
Chase remove | |
|---|---|
| Annual fee | $450 |
| Foreign txn fee | 0% |
| Rewards | Marriott Bonvoy |
| Credits (realistic / face) | $210 / $330 |
| Earning by category | |
| Everything else | 1.7% 2x Bonvoy |
| Dining & restaurants | 2.55% 3x Bonvoy |
| Food delivery apps | 2.55% 3x Bonvoy |
| Airfare (booked direct) | 2.55% 3x Bonvoy |
| Rental cars | 2.55% 3x Bonvoy |
| Protections | |
| rental car | primary |
| cell phone | — |
| purchase protection | 120 days, up to $10,000 per item against damage or theft |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total) |
| trip cancellation | Up to $10,000 per covered traveler / $20,000 per trip |
| trip delay | Up to $500 per covered traveler after 6 hours or an overnight stay |
| baggage delay | Up to $100/day for up to 5 days after 6 hours |
| return protection | 90 days, up to $500 per item / $1,000 per 12 months |
| Benefits | |
| Annual free night certificate | ✓ Annual Free Night Award (up to 85,000 points) |
| Priority Pass Select | ✓ Priority Pass Select for cardholder and each authorized user |
| Airport lounge access | ✓ Chase Sapphire Lounges by The Club |
| Hotel elite status | ✓ Automatic Marriott Bonvoy Gold Elite; Platinum at $75,000 spend |
| Other | ✓ 15 Elite Night Credits every calendar year |
| Hotel statement credit | ✓ $100 on-property credit at Ritz-Carlton / St. Regis |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ Marriott Bonvoy airline transfers |
| Primary rental car collision coverage | ✓ Primary auto rental collision damage waiver |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Trip delay reimbursement | ✓ Trip delay reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Emergency medical evacuation | ✓ Emergency evacuation and transportation |
| Emergency medical coverage abroad | ✓ Emergency medical and dental |
| Travel accident insurance | ✓ Travel accident insurance |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Return protection | ✓ Return protection |
| Roadside assistance | ✓ Roadside assistance (covered) |