COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Capital One
REI Co-op
MC
Capital One remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | REI Card Rewards |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1.5% 1.5% |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | — |
| extended warranty | Doubles original warranty of 24 months or less, up to 24 extra months; $10,000 per claim |
| trip cancellation | Up to $1,500 per trip / $5,000 per account per 12 months (common-carrier fares) |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Other | ✓ Rewards redeemable only at REI (stores, REI.com, REI Outlet, app) |
| Secondary rental car collision coverage | ✓ MasterRental collision damage waiver |
| Extended warranty | ✓ Extended warranty |
| Price protection | ✓ Price protection |
| Lost luggage reimbursement | ✓ Lost or damaged luggage |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption |
| Concierge service | ✓ Mastercard Concierge |
| Roadside assistance | ✓ Master RoadAssist roadside service |