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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Navy Federal Visa Signature Flagship Rewards Card
Navy Federal
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Annual fee$49
Foreign txn fee0%
RewardsNavy Federal Rewards Points
Credits (realistic / face)$30 / $30
Earning by category
Everything else 2% 2x Navy Federal Rewards Points
Travel (general) 3% 3x Navy Federal Rewards Points
Airfare (booked direct) 3% 3x Navy Federal Rewards Points
Hotels (booked direct) 3% 3x Navy Federal Rewards Points
Vacation rentals 3% 3x Navy Federal Rewards Points
Rental cars 3% 3x Navy Federal Rewards Points
Cruises 3% 3x Navy Federal Rewards Points
Transit 3% 3x Navy Federal Rewards Points
Rideshare 3% 3x Navy Federal Rewards Points
Parking & tolls 3% 3x Navy Federal Rewards Points
Issuer travel portal 3% 3x Navy Federal Rewards Points
Online travel agencies 3% 3x Navy Federal Rewards Points
Protections
rental carsecondary
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.)✓ Amazon Prime membership credit in the first year (verify)