COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1% |
| Dining & restaurants | 2% 2% |
| Food delivery apps | 2% 2% |
| Gas stations | 2% 2% |
| Streaming services | 2% 2% |
| Protections | |
| rental car | secondary |
| cell phone | World Elite cell phone protection cited at launch (CNBC) but not on Chase's current page; standard World Elite terms up to $800 per claim, $1,000 / 2 claims per 12 months - unconfirmed for this card |
| purchase protection | 120 days from purchase (90 for NY), up to $500 per item; $50,000 per account per AwardWallet |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less |
| trip cancellation | — |
| trip delay | — |
| baggage delay | Up to $100/day for up to 3 days after a 6-hour checked-bag delay |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Other | ✓ Pay with points on Instacart (up to $1,500 per redemption) |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Mastercard Instacart+ offer (3 free months + $10 off 2nd order monthly) |
| Concierge service | ✓ World Elite Mastercard 24/7 concierge |
| Cell phone protection | ✓ Cell phone protection (World Elite) |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Travel accident insurance | ✓ Travel accident insurance |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary) |
| Roadside assistance | ✓ Roadside assistance (pay-per-use) |