COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 3% |
| Rewards | Chase Ultimate Rewards |
| Credits (realistic / face) | $144 / $240 |
| Earning by category | |
| Everything else | 1% 1x Chase UR |
| Dining & restaurants | 2% 2x Chase UR |
| Food delivery apps | 2% 2x Chase UR |
| Gas stations | 2% 2x Chase UR |
| Phone, internet, cable | 5% 5x Chase UR |
| Office supplies | 5% 5x Chase UR |
| Protections | |
| rental car | primary |
| cell phone | — |
| purchase protection | 120 days (90 for NY), up to $10,000 per item / $50,000 per account; secondary to other insurance |
| extended warranty | +1 year on U.S. manufacturer warranties of 3 years or less (max 4 years total); up to $10,000 per item / $50,000 per calendar year |
| trip cancellation | — |
| trip delay | — |
| baggage delay | Up to $100/day for up to 3 days after a 6-hour checked-bag delay |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| Intro 0% APR | ✓ 0% intro APR on purchases for 12 months |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ Complimentary 3-month Instacart+ membership |
| Other | ✓ Combine points with Sapphire / Ink Preferred for transfer partners |
| Primary rental car collision coverage | ✓ Auto rental collision damage waiver (primary for business rentals) |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Travel accident insurance | ✓ Travel accident insurance |
| Roadside assistance | ✓ Roadside dispatch (pay-per-use) |