COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
American Express remove | |
|---|---|
| Annual fee | $150 |
| Foreign txn fee | 0% |
| Rewards | Hilton Honors |
| Credits (realistic / face) | $120 / $200 |
| Earning by category | |
| Everything else | 1.8% 3x Hilton pts |
| Dining & restaurants | 3.6% 6x Hilton pts |
| Food delivery apps | 3.6% 6x Hilton pts |
| Groceries (supermarkets) | 3.6% 6x Hilton pts |
| Online grocery / delivery | 3.6% 6x Hilton pts |
| Whole Foods Market | 3.6% 6x Hilton pts |
| Online retail (general) | 2.4% 4x Hilton pts |
| Gas stations | 3.6% 6x Hilton pts |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Hotel elite status | ✓ Hilton Honors Gold (Diamond after $40,000 spend) |
| Annual free night certificate | ✓ Free Night Reward after $15,000 spend in a year |
| Other | ✓ National Car Rental Emerald Club Executive |