COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
American Express
Hilton Honors Business
AMEX
American Express remove | |
|---|---|
| Annual fee | $195 |
| Foreign txn fee | 0% |
| Rewards | Hilton Honors |
| Credits (realistic / face) | $144 / $240 |
| Earning by category | |
| Everything else | 3% 5x Hilton pts |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 90 days, up to $1,000 per item / $50,000 per card per calendar year ($500 per natural-disaster event) |
| extended warranty | +1 year on manufacturer warranties of 5 years or less, up to $10,000 per item / $50,000 per year |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Hotel elite status | ✓ Hilton Honors Gold (Diamond after $40,000 spend in a calendar year) |
| Other | ✓ National Car Rental Emerald Club Executive status |
| Secondary rental car collision coverage | ✓ Secondary car rental loss and damage insurance |
| Lost luggage reimbursement | ✓ Baggage Insurance Plan |