COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
American Express remove | |
|---|---|
| Annual fee | $550 |
| Foreign txn fee | 0% |
| Rewards | Hilton Honors |
| Credits (realistic / face) | $481 / $919 |
| Earning by category | |
| Everything else | 1.8% 3x Hilton pts |
| Dining & restaurants | 4.2% 7x Hilton pts |
| Food delivery apps | 4.2% 7x Hilton pts |
| Airfare (booked direct) | 4.2% 7x Hilton pts |
| Rental cars | 4.2% 7x Hilton pts |
| Protections | |
| rental car | secondary |
| cell phone | Up to $800 per claim, $50 deductible |
| purchase protection | 90 days, up to $10,000 per occurrence |
| extended warranty | +1 year |
| trip cancellation | Up to $10,000 per trip |
| trip delay | Up to $500 per trip after 6 hours |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Hotel elite status | ✓ Hilton Honors Diamond status |
| Annual free night certificate | ✓ Annual Free Night Reward (+1 after $30,000, +1 after $60,000 spend in a calendar year) |
| Other | ✓ National Car Rental Emerald Club Executive status |
| Cell phone protection | ✓ Cell phone protection |
| CLEAR Plus credit | ✓ Up to $219/yr CLEAR Plus credit |