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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Gemini (WebBank) Gemini MC
Gemini (WebBank)
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Annual fee$0
Foreign txn fee0%
RewardsCash back
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1% 1%
Dining & restaurants 3% 3%
Food delivery apps 3% 3%
Groceries (supermarkets) 2% 2%
Online grocery / delivery 2% 2%
Whole Foods Market 2% 2%
Gas stations 4% 4%
EV charging 4% 4%
Transit 4% 4%
Rideshare 4% 4%
Parking & tolls 4% 4%
Protections
rental carsecondary
cell phoneUp to $800 per claim, 2 claims/yr, $50 deductible (World Elite Mastercard)
purchase protection—
extended warranty—
trip cancellation—
trip delay—
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Other✓ Rewards paid instantly in the crypto of your choice (valued as cash here)
No annual fee✓ No annual fee