COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Elan Financial
Fidelity Rewards
VISA
Elan Financial remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $25 / $25 |
| Earning by category | |
| Everything else | 2% 2% |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 90 days, up to $500 per claim / $50,000 per cardholder (ends Jan 1, 2027) |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| Other | ✓ Rewards deposit into Fidelity brokerage, Cash Management, IRA, 529, HSA, Fidelity Go or Charitable Giving account |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Global Entry / TSA PreCheck / NEXUS credit | ✓ Global Entry / TSA PreCheck fee credit |
| Secondary rental car collision coverage | ✓ Secondary rental car CDW |
| Emergency medical coverage abroad | ✓ Emergency medical/dental coverage |
| Purchase protection | ✓ Purchase Security |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Travel accident insurance | ✓ Travel accident insurance |
| Roadside assistance | ✓ Roadside Dispatch |
| Concierge service | ✓ Visa Signature Concierge |
| Intro 0% APR | ✓ 0% intro APR for 12 months |