COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Citi remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Citi ThankYou Points |
| Credits (realistic / face) | $60 / $100 |
| Earning by category | |
| Everything else | 1% 1x Citi TYP |
| Dining & restaurants | 3% 3x Citi TYP |
| Food delivery apps | 3% 3x Citi TYP |
| Groceries (supermarkets) | 3% 3x Citi TYP |
| Online grocery / delivery | 3% 3x Citi TYP |
| Whole Foods Market | 3% 3x Citi TYP |
| Gas stations | 3% 3x Citi TYP |
| EV charging | 3% 3x Citi TYP |
| Airfare (booked direct) | 3% 3x Citi TYP |
| Hotels (booked direct) | 3% 3x Citi TYP |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | Up to $5,000 per trip |
| trip delay | Up to $500 after 6 hours |
| baggage delay | Up to $100/day for 5 days |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ 1:1 transfers to ~15 airline and hotel partners |
| Issuer shopping portal | ✓ Citi Merchant Offers |