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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Chase Sapphire Reserve
Chase
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Annual fee$795
Foreign txn fee0%
RewardsChase Ultimate Rewards
Credits (realistic / face)$1,422 / $2,340
Earning by category
Everything else 1% 1x Chase UR
Dining & restaurants 3% 3x Chase UR
Food delivery apps 3% 3x Chase UR
Airfare (booked direct) 4% 4x Chase UR
Hotels (booked direct) 4% 4x Chase UR
Protections
rental carprimary
cell phone—
purchase protection120 days, up to $10,000 per claim / $50,000 per account
extended warranty+1 year on warranties of 3 years or less (up to $10,000 per claim / $50,000 per account)
trip cancellationUp to $10,000 per traveler / $20,000 per trip
trip delayUp to $500 per traveler after 6 hours or overnight
baggage delayUp to $100/day for 5 days after 6 hours
return protection90 days, up to $500 per item / $1,000 per 12 months
Benefits
No foreign transaction fees✓ No foreign transaction fees
Airport lounge access✓ Chase Sapphire Lounge by The Club
Priority Pass Select✓ Priority Pass Select
Hotel elite status✓ IHG One Rewards Platinum Elite
Transfer partners (airlines/hotels)✓ 1:1 transfer partners including Hyatt
Boosted portal redemption value✓ Points Boost
Annual travel credit✓ $300 annual travel credit
Hotel statement credit✓ $500 The Edit credit + $250 select hotels credit
Dining credit✓ $300 Exclusive Tables dining credit
Entertainment / tickets credit✓ $300 StubHub / viagogo credit
Uber/Lyft credit✓ $120 Lyft credit
Wellness / fitness credit✓ $120 Peloton credit
Global Entry / TSA PreCheck / NEXUS credit✓ Global Entry / TSA PreCheck / NEXUS credit
Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.)✓ Apple TV + Apple Music
DoorDash/Grubhub/Instacart credit✓ $300/year DoorDash promos
Concierge service✓ Reserve Travel Designers
Other✓ $75,000 annual spend unlocks
Primary rental car collision coverage✓ Primary auto rental collision damage waiver
Trip cancellation / interruption insurance✓ Trip cancellation / interruption insurance
Trip delay reimbursement✓ Trip delay reimbursement
Baggage delay insurance✓ Baggage delay insurance
Lost luggage reimbursement✓ Lost luggage reimbursement
Emergency medical evacuation✓ Emergency evacuation and transportation
Emergency medical coverage abroad✓ Emergency medical and dental
Roadside assistance✓ Roadside assistance
Travel accident insurance✓ Travel accident insurance
Purchase protection✓ Purchase protection
Return protection✓ Return protection
Extended warranty✓ Extended warranty protection