COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 3% |
| Rewards | Chase Ultimate Rewards |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1x Chase UR |
| Dining & restaurants | 3% 3x Chase UR |
| Food delivery apps | 3% 3x Chase UR |
| Drugstores & pharmacies | 3% 3x Chase UR |
| Protections | |
| rental car | secondary |
| cell phone | Up to $800 per claim, $1,000 per 12 months, 2 claims, $50 deductible (wireless bill must be paid with the card). ENDS 2026-09-20 — covers losses through 2026-09-19 only. |
| purchase protection | 120 days from purchase, up to $500 per item / $50,000 per account (90 days for NY residents) |
| extended warranty | +1 year on eligible U.S. manufacturer warranties of 3 years or less (up to 4 years total) |
| trip cancellation | Up to $1,500 per covered traveler / $6,000 per trip for pre-paid, non-refundable passenger fares |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No annual fee | ✓ No annual fee |
| No foreign transaction fees | ✓ No foreign transaction fees FROM 2026-09-20 |
| Intro 0% APR | ✓ 0% intro APR for 15 months |
| Cell phone protection | ✓ Cell phone protection (ENDS 2026-09-20) |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ 6 months complimentary DashPass |
| DoorDash/Grubhub/Instacart credit | ✓ $10 off quarterly non-restaurant DoorDash orders |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary) |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Trip cancellation / interruption insurance | ✓ Trip cancellation / interruption insurance |
| Transfer partners (airlines/hotels) | ✓ Pool points to Sapphire / Ink Preferred for transfers |
| Free credit score | ✓ Chase Credit Journey |
| Other | ✓ Chase Offers |