COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
Chase remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Avios (British Airways) |
| Credits (realistic / face) | $204 / $640 |
| Earning by category | |
| Everything else | 1.5% 1x Avios (British Airways) |
| Airfare (booked direct) | 4.5% 3x Avios (British Airways) |
| Hotels (booked direct) | 3% 2x Avios (British Airways) |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 120 days, up to $500 per item ($50,000 per account per HelloSafe) |
| extended warranty | +1 year on warranties of 3 years or less (up to 4 years total) |
| trip cancellation | Not included |
| trip delay | Not included |
| baggage delay | Up to $100/day for 3 days after 6 hours |
| return protection | — |
| Benefits | |
| Companion pass / certificate | ✓ Travel Together Ticket after $30,000 annual spend |
| Other | ✓ 10% off British Airways flights from the U.S. |
| Anniversary points/miles bonus | ✓ 2,500 bonus Avios each account anniversary year |
| Complimentary membership (Walmart+, DashPass, Instacart+, Lyft Pink, Apple TV+, etc.) | ✓ 12 months of complimentary DashPass |
| DoorDash/Grubhub/Instacart credit | ✓ $10 quarterly DoorDash non-restaurant credit |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Purchase protection | ✓ Purchase protection |
| Extended warranty | ✓ Extended warranty protection |
| Lost luggage reimbursement | ✓ Lost luggage reimbursement |
| Baggage delay insurance | ✓ Baggage delay insurance |
| Secondary rental car collision coverage | ✓ Auto rental collision damage waiver (secondary) |
| Travel accident insurance | ✓ Travel accident insurance |
| Roadside assistance | ✓ Roadside dispatch |