COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Bank of America
Premium Rewards
VISA
Bank of America remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Bank of America Points |
| Credits (realistic / face) | $85 / $125 |
| Earning by category | |
| Everything else | 1.5% 1.5x BofA pts |
| Dining & restaurants | 2% 2x BofA pts |
| Food delivery apps | 2% 2x BofA pts |
| Travel (general) | 2% 2x BofA pts |
| Airfare (booked direct) | 2% 2x BofA pts |
| Hotels (booked direct) | 2% 2x BofA pts |
| Vacation rentals | 2% 2x BofA pts |
| Rental cars | 2% 2x BofA pts |
| Cruises | 2% 2x BofA pts |
| Transit | 2% 2x BofA pts |
| Rideshare | 2% 2x BofA pts |
| Parking & tolls | 2% 2x BofA pts |
| Issuer travel portal | 2% 2x BofA pts |
| Online travel agencies | 2% 2x BofA pts |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 90 days, up to $10,000 per claim |
| extended warranty | +1 year |
| trip cancellation | Up to $5,000 |
| trip delay | Up to $500 after 12 hours |
| baggage delay | Up to $100/day |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Other | ✓ Preferred Rewards boost: Preferred Plus ($30k) 2.5x/1.87x, Preferred Honors ($100k) 3x/2.25x, Premier ($1M) 3.5x/2.62x |