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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Bilt (Column N.A.) Bilt Palladium MC
Bilt (Column N.A.)
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Annual fee$495
Foreign txn fee0%
RewardsBilt Points
Credits (realistic / face)$360 / $600
Earning by category
Everything else 4.1% 2x Bilt pts
Dining & restaurants 4.1% 2x Bilt pts
Food delivery apps 4.1% 2x Bilt pts
Protections
rental carsecondary
cell phoneCellular wireless telephone protection (limits not shown)
purchase protectionPurchase assurance (limits not shown)
extended warranty—
trip cancellationTrip cancellation and interruption protection (limits not shown)
trip delayTrip delay reimbursement (limits not shown)
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Priority Pass Select✓ Priority Pass lounge access (1,300+ lounges)
Transfer partners (airlines/hotels)✓ Bilt transfer partners
Other✓ Earn on housing with no transaction fee