COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Bilt (Column N.A.)
Bilt Obsidian
MC
Bilt (Column N.A.) remove | |
|---|---|
| Annual fee | $95 |
| Foreign txn fee | 0% |
| Rewards | Bilt Points |
| Credits (realistic / face) | $60 / $100 |
| Earning by category | |
| Everything else | 2.05% 1x Bilt pts |
| Dining & restaurants | 6.15% 3x Bilt pts |
| Food delivery apps | 6.15% 3x Bilt pts |
| Travel (general) | 4.1% 2x Bilt pts |
| Airfare (booked direct) | 4.1% 2x Bilt pts |
| Hotels (booked direct) | 4.1% 2x Bilt pts |
| Vacation rentals | 4.1% 2x Bilt pts |
| Rental cars | 4.1% 2x Bilt pts |
| Cruises | 4.1% 2x Bilt pts |
| Transit | 4.1% 2x Bilt pts |
| Rideshare | 4.1% 2x Bilt pts |
| Parking & tolls | 4.1% 2x Bilt pts |
| Issuer travel portal | 4.1% 2x Bilt pts |
| Online travel agencies | 4.1% 2x Bilt pts |
| Rent | 2.05% 1x Bilt pts |
| Mortgage | 2.05% 1x Bilt pts |
| Protections | |
| rental car | primary |
| cell phone | Cellular wireless telephone protection (limits not shown) |
| purchase protection | Purchase assurance (limits not shown) |
| extended warranty | — |
| trip cancellation | Trip cancellation and interruption protection (limits not shown) |
| trip delay | Trip delay reimbursement (limits not shown) |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ Bilt transfer partners |
| Other | ✓ Earn on housing with no transaction fee |