COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
Citi
My Best Buy Visa
VISA
Citi remove | |
|---|---|
| Annual fee | $0 |
| Foreign txn fee | 0% |
| Rewards | Cash back |
| Credits (realistic / face) | $0 / $0 |
| Earning by category | |
| Everything else | 1% 1% |
| Dining & restaurants | 2% 2% |
| Food delivery apps | 2% 2% |
| Groceries (supermarkets) | 2% 2% |
| Online grocery / delivery | 2% 2% |
| Whole Foods Market | 2% 2% |
| Gas stations | 3% 3% |
| Protections | |
| rental car | — |
| cell phone | — |
| purchase protection | — |
| extended warranty | — |
| trip cancellation | — |
| trip delay | — |
| baggage delay | — |
| return protection | — |
| Benefits | |
| Other | ✓ Rewards issued as My Best Buy reward certificates (spendable at Best Buy only) |
| Intro 0% APR | ✓ Promotional financing offers on Best Buy purchases |
| No foreign transaction fees | ✓ No foreign transaction fees |
| No annual fee | ✓ No annual fee ($0–$59 based on creditworthiness) |