COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
American Express remove | |
|---|---|
| Annual fee | $150 |
| Foreign txn fee | 0% |
| Rewards | Amex Membership Rewards |
| Credits (realistic / face) | $131 / $219 |
| Earning by category | |
| Everything else | 2% 1x Amex MR |
| Dining & restaurants | 6% 3x Amex MR |
| Food delivery apps | 6% 3x Amex MR |
| Travel (general) | 6% 3x Amex MR |
| Airfare (booked direct) | 6% 3x Amex MR |
| Hotels (booked direct) | 6% 3x Amex MR |
| Vacation rentals | 6% 3x Amex MR |
| Rental cars | 6% 3x Amex MR |
| Cruises | 6% 3x Amex MR |
| Transit | 6% 3x Amex MR |
| Rideshare | 6% 3x Amex MR |
| Parking & tolls | 6% 3x Amex MR |
| Issuer travel portal | 6% 3x Amex MR |
| Online travel agencies | 6% 3x Amex MR |
| Protections | |
| rental car | secondary |
| cell phone | — |
| purchase protection | 90 days, up to $1,000 per occurrence |
| extended warranty | +1 year |
| trip cancellation | — |
| trip delay | Up to $300 per trip after 12+ hours, max 2 claims per 12 months |
| baggage delay | — |
| return protection | — |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Transfer partners (airlines/hotels) | ✓ Transfers to Amex Membership Rewards airline and hotel partners |
| CLEAR Plus credit | ✓ Up to $219/yr CLEAR Plus credit |
| Trip delay reimbursement | ✓ Trip delay insurance |