COMPARE YOUR OPTIONS
A closer look, side by side.
Fees, rewards, and benefits — with room to see the differences.
|
American Express
Business Platinum
AMEX
American Express remove | |
|---|---|
| Annual fee | $895 |
| Foreign txn fee | 0% |
| Rewards | Amex Membership Rewards |
| Credits (realistic / face) | $1,529 / $3,429 |
| Earning by category | |
| Everything else | 2% 1x Amex MR |
| Electronics stores | 4% 2x Amex MR |
| Home improvement | 4% 2x Amex MR |
| Airfare (booked direct) | 10% 5x Amex MR |
| Shipping | 4% 2x Amex MR |
| Software & cloud | 4% 2x Amex MR |
| Protections | |
| rental car | secondary |
| cell phone | Up to $800 per claim, 2 claims per year, $50 deductible |
| purchase protection | 90 days, up to $10,000 per occurrence / $50,000 per year |
| extended warranty | +1 year on warranties of 5 years or less |
| trip cancellation | Up to $10,000 per trip / $20,000 per year |
| trip delay | Up to $500 per trip after 6 hours (2 claims per year) |
| baggage delay | — |
| return protection | 90 days, up to $300 per item / $1,000 per year |
| Benefits | |
| No foreign transaction fees | ✓ No foreign transaction fees |
| Airport lounge access | ✓ Centurion Lounges, Delta Sky Club (10 visits/yr), Priority Pass Select, Escape, Plaza Premium |
| Hotel elite status | ✓ Marriott Bonvoy Gold and Hilton Honors Gold |
| Transfer partners (airlines/hotels) | ✓ Transfers to ~20 partners |
| Boosted portal redemption value | ✓ 35% points back on Pay with Points flights (selected airline / business+first), up to 1M points/yr |
| Cell phone protection | ✓ Cell phone protection |