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COMPARE YOUR OPTIONS

A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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American Express Business Gold AMEX
American Express
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Annual fee$375
Foreign txn fee0%
RewardsAmex Membership Rewards
Credits (realistic / face)$462 / $845
Earning by category
Everything else 2% 1x Amex MR
Dining & restaurants 8% 4x Amex MR
Food delivery apps 8% 4x Amex MR
Airfare (booked direct) 6% 3x Amex MR
Transit 8% 4x Amex MR
Rideshare 8% 4x Amex MR
Parking & tolls 8% 4x Amex MR
Protections
rental carsecondary
cell phone—
purchase protection90 days, up to $10,000 per occurrence
extended warranty+1 year
trip cancellation—
trip delayUp to $300 per trip after 12 hours
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Transfer partners (airlines/hotels)✓ Transfers to ~20 partners
Other✓ The Hotel Collection $100 experience credit on 2+ nights