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A closer look, side by side.

Fees, rewards, and benefits — with room to see the differences.

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Bank of America Atmos Rewards Ascent VISA
Bank of America
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Annual fee$95
Foreign txn fee0%
RewardsAtmos Rewards (Alaska / Hawaiian)
Credits (realistic / face)$0 / $0
Earning by category
Everything else 1.45% 1x Atmos Rewards (Alaska / Hawaiian)
Gas stations 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
EV charging 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Transit 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Rideshare 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Parking & tolls 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Streaming services 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Phone, internet, cable 2.9% 2x Atmos Rewards (Alaska / Hawaiian)
Protections
rental carsecondary
cell phone—
purchase protection—
extended warranty—
trip cancellation—
trip delayUp to $500
baggage delay—
return protection—
Benefits
No foreign transaction fees✓ No foreign transaction fees
Free checked bag✓ First checked bag free for you + 6 guests
In-flight purchase discount✓ 20% back on Alaska inflight purchases
Priority boarding✓ Priority boarding
Companion pass / certificate✓ Annual $99 Companion Fare (plus taxes/fees from $23) after $6,000 spend in the card year